The psychological state of the creditor

daneizo-xrimata-300x173The person who lends money to an acquaintance or a friend does it to help him. Of course, the creditor should investigate and verify the reasons before he lends the money. He needs to be sure that the money is given to meet their survival needs and not to repay debts from gambling.

When the lender is a friend or a relative he may think that he helps the other person who is in need. His thoughts are directed to the salvation of others. Unfortunately things are not always like this. More specifically, his financial assistance might lead to a continuous borrowing where the other person will always find excuses to get that money. The creditor can’t be sure that the money he lends cover survival needs. 

The attitude of the lender plays an important role. He should consider whether it is necessary to lend money, he must impose conditions in order to be sure that he will get his money back and ensure the proper use of his money by the borrower. If the lender becomes aware that his money will be used to cover debts from gambling or for gambling then he must refuse to lend. Only with this way will he help his friend to avoid gambling.

If the lender really cares for the borrower can he inform his family and friendly environment of the situation in order they deny borrowing him money. The creditor could also discuss with the borrower the reasons for borrowing money, what he thinks and how he feels for borrowing, his state of life, his expectations about himself and life in general, what could he do to achieve his goals besides gambling. This discussion could make the borrower to re-evaluate the issues that lead him to this situation.

Of course the family and the friends of the borrower need to be supportive towards him discussing what concerns him and finding solutions to his problems.

Apart from the support of his family he may need the guidance of a specialist who will help him restore balance in his life.

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